Are you an intermediary?

Intermediary site

Want to apply for a mortgage?


Already a customer?

Did you know your browser is out of date? It is strongly recommended that you use an alternative browser.

Do it Later x

First Time Landlord mortgages

Buy to Let mortgages made simple

As a Landlord, we know that certainty is important to you. You need to know the rent is being paid, and you need certainty that your mortgage lender can assess each case on its own merit.

So if you are a new landlord looking for your first property investment, we will make our lending decisions based on your circumstances not a credit score.


Product features: 

  • Available with a minimum of 20% deposit 
  • New build, including desirable high rise 
  • Decisions made by an underwriter, not a credit score

Perfect for: 

  • First Time Landlords who are self-employed 
  • First Time Landlords who are contractors 
  • First Time Landlords who have failed a credit score check

How to apply for a Kensington mortgage.

We work with mortgage advisers to ensure you get the best help possible, and would always suggest you seek the advice of a good mortgage adviser before taking out any mortgage. 

Find an Adviser