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Mortgages to move your property closer

At Kensington, our purpose is to help our customers buy their own property.

It doesn’t mean we can always say yes, because affordability is key for you and responsible lending matters greatly to us, but it does mean we will try and we will weigh up your circumstances intelligently.

 

Residential mortgages

Complex Income mortgages

If your income is supplemented by regular overtime, bonuses or a second job, we can consider up to 100% of any additional earnings depending on circumstance. Find out more >

Self-Employed mortgages

Free Valuations is just one of the benefits we offer to help you take the first step into home ownership and we'll also consider customers with a limited credit history. Find out more >

First Time Buyer mortgage

Free Valuations is just one of the benefits we offer to help you take the first step into home ownership and we'll also consider customers with a limited credit history. Find out more >

Failed Credit Score mortgage

A more personal and individual approach to lending. Our underwriters make lending decisions that look beyond limited credit histories or issues. Find out more >

Contractor mortgage

We consider 12 months contracting history when making a decision to lend. A more understanding approach to underwriting. Find out more >

Forces Help to Buy mortgage

At Kensington we make it easier for you to benefit from the government backed Forces Help to Buy scheme. Find out more >

Buy To Let mortgages

First Time Landlord mortgage

If you're a First Time Landlord our competitive rates and loans up to £500k make this a first choice for your first step into buy to let. Find out more >

Experienced Landlord mortgage

Lending with the benefit of attractive rates and no minimum income requirement helps experienced landlords to grow their property portfolio. Find out more >

Let To Buy mortgage

Let To Buy allows you to break the chain by renting out your existing property and to purchase a new one as your main residence. Find out more >