With enhanced affordability

When you’ve spent years qualifying for a profession that’s going to take you places, you don’t want to have to spend years waiting to tick all the boxes on a mortgage application form.  So we’ve designed our Bright Futures mortgage which we’ve tailored to meet the needs of young professionals.   Bright Futures has lending criteria that offers enhanced affordability to take account of the fact that some professions like doctors, solicitors and commercial pilots carry greater earning potential than others. To qualify, you just need to be registered with the appropriate UK professional body and practising in your specific field.

Product Guide

Enhanced affordability - over and above our standard calculations
Loans available up to 90% LTV

Have a case to discuss?

If you’d like to chat to us about your client's mortgage case, our Business Development Unit is here to help. 

New Enquiries

0800 111 020

Existing Cases

03444 99 00 11

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Click the button below to login to our online portal to submit or access your client's mortgage application.

New to Kensington?

You can submit your client's mortgage application by registering your company using our online portal.


Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.