Buy to Let

Our award-winning Buy to Let range of mortgages offer your landlord clients flexible lending criteria, human underwriting and no maximum property portfolio limits.

Try our Buy to Let affordability calculator which now makes it even easier for you to see our maximum lending. 

Product Guide Product Finder

Five great reasons to choose us

LTV to 85%

Limited Company assessed on SPV portfolio only

Maximum age at application - 70

Top slicing of personal and portfolio income

Personal business development contact

Buy to Let Calculator
Calculate your Debt Service Coverage Ratio (DSCR) to give you an indication of the amount we are willing to lend.

 


To find out how much your customer could borrow, if their existing portfolio is acceptable and whether we can improve on this DSCR figure using top-up income.
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Buy to Let Results
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For higher rate tax payers, we take personal income and expenditure into account when considering the maximum loan available.
If the applicant has active personal credit, a Decision in Principle is required to obtain an exact figure.

Lending Criteria Product Guide Download as PDF
Key Information
  • Term:
    Years
  • LTV:
    %
  • Loan amount requested:
    £
Have a case to discuss?

If you’d like to chat to us about your client's mortgage case, our Business Development Unit is here to help. 

 
New Enquiries

0800 111 020

 
Existing Cases

03444 99 00 11

 
Already have an account?

Click the button below to login to our online portal to submit or access your client's mortgage application.

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New to Kensington?

You can submit your client's mortgage application by registering your company using our online portal.

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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.