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New Buy To Let lending from Kensington Mortgages

We know that your clients aren't all the same - that's why our new Buy To Let range offers tailored affordability based on their individual circumstances. Try out our new Buy to Let affordability calculator to show maximum lending.

  • Buy to Let rates from 2.74%
  • Rental Coverage ranges from 125% - new Buy to Let calculator shows maximum a customer can borrow, based on individual circumstances.
  • Affordability assessed on a monthly payment calculated at 5.50% or the Pay Rate plus 2.00% if higher (< 5 year fixed) or 5.00% (> 5 year fixed).   
  • No maximum overall portfolio limit (max size with Kensington 6 properties or £2m)
  • Can be used for Let to Buy
  • An underwriter will call you to discuss every application

Search our Lending Policy

First Time Landlords

Competitive rates and loans up to £500k make this a first choice for your client’s first step into Buy To Let. Find out more >

Experienced Landlords

Lending with the benefit of no minimum income helps experienced landlords grow their portfolio. Find out more >

Let To Buy

Competitive rates to help your homeowner clients break the chain with our latest mortgage. Find out more >

Product guide