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Buy To Let lending from Kensington Mortgages

We know that your clients aren't all the same - that's why our Buy To Let range offers tailored affordability based on their individual circumstances. Try out our innovative Buy to Let affordability calculator to show maximum lending.

  • No limit on the total number of properties held in a portfolio (Kensington exposure to £2m)
  • No minimum income for experienced landlords
  • Current underwriting terms apply to landlords with 3 or fewer mortgaged properties
  • 5% rate used for affordability assessment on 5 year fixed rates

Search our Lending Policy

First Time Landlords

Competitive rates and loans up to £500k make this a first choice for your client’s first step into Buy To Let. Find out more >

Experienced Landlords

Lending with the benefit of no minimum income helps experienced landlords grow their portfolio. Find out more >

Let To Buy

Competitive rates to help your homeowner clients break the chain with our latest mortgage. Find out more >

Product guide