Buy to Let

Our award-winning Buy to Let range of mortgages offer your landlord clients flexible lending criteria, human underwriting and no maximum property portfolio limits.

Try our Buy to Let affordability calculator which now makes it even easier for you to see our maximum lending. 

Product Guide Product Finder

Five great reasons to choose us

LTV to 85%

Limited Company assessed on SPV portfolio only

Maximum age at application - 70

Top slicing of personal and portfolio income

Personal business development contact

 
Products
Suitable for:

Lending Criteria:

We work hard to ensure our products meet the requirements of as many landlords as possible so our lending criteria for Buy to Let lending for limited companies no longer requires the prior submission of a formal business plan.

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Suitable for:

Lending Criteria:

 

If your client is looking to buy a new property but doesn’t want to move, our Let to Buy Mortgages could be a win-win for them.   They can apply for one of our Buy to Let mortgages for their existing home and one of our purchase mortgages for their new home.  

Suitable for:

Lending Criteria:

Becoming a first time landlord can be daunting so we work hard to make the process of getting a Buy to Let mortgage as easy as possible.  With manual underwriting, products with zero fees and flexible lending criteria we try to think of everything your clients could need.

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Suitable for:

Lending Criteria:

If your client is looking to grow their Buy to Let property portfolio we can help. Flexibility and expertise come together in our range of Experienced Landlord mortgages.  We don’t want to put limits on your client’s aspirations so there’s no requirement for minimum incomes from existing landlords, and no property portfolio limits either.

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Suitable for:

Lending Criteria:

With our years of experience in Buy to Let mortgages we can help your clients if they’re looking for specialist lending to buy a new build property.  Some landlords may need a more bespoke approach so we offer flexible offer periods and application terms for complex cases, as well as a dedicated named underwriter to assess their application.

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Have a case to discuss?

If you’d like to chat to us about your client's mortgage case, our Business Development Unit is here to help. 

 
New Enquiries

0800 111 020

 
Existing Cases

03444 99 00 11

 
Already have an account?

Click the button below to login to our online portal to submit or access your client's mortgage application.

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New to Kensington?

You can submit your client's mortgage application by registering your company using our online portal.

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Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.

Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.