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CML estimates gross mortgage lending of £18.9 billion in January


Keith Street, Vice Chairman, Group Lending at The Northview Group, comments on the CML’s gross mortgage lending figures:

"Despite this monthly fall in mortgage lending, overall borrowing continues to rise as more people take advantage of the current low mortgage rates, whether they’re remortgaging or securing a new property."

"To provide the best service, it is important brokers continue to serve all types of borrowers, and not just the more straightforward cases. A large part of the UK’s workforce is now comprised of contractors, the self-employed, and individuals who have complex income patterns. These are legitimate workers who in many cases can afford a mortgage, but often find their circumstances do not fit the lending criteria of traditional lenders.

It is therefore vital that they receive the professional advice they need to point them towards lenders who are willing to meet their mortgage needs."

Read the CML report here.