Switching your mortgage to a new fixed rate deal
As an existing Kensington customer, we may be able to offer you a switch to a new fixed rate product. Switching your mortgage is straightforward and there is no fee.
If we have any products you’re eligible for, we will write to you detailing those products and explaining how you can receive a personal illustration.
If you have recently received a letter from us containing this information and you have any questions, please refer to ‘Frequently Asked Questions’ document.
Your choice from our execution only mortgage range
We are not authorised by the Financial Conduct Authority to give mortgage advice, this means our customer service team will not be able to speak to you about switching mortgage product, nor assess the suitability of, or recommend any particular product to you. It’s important you understand you are responsible for the product you choose.
If you want the protection of a personal recommendation, or have any questions about switching that are not covered in our ‘Frequently Asked Questions’ document you should speak to a mortgage broker or financial adviser. If you need help finding an advisor, visit ‘Find an Advisor’.
Details of our current tariff of charges can be found here.
Your home may be repossessed if you do not keep up repayments on your mortgage. If you fail to keep up with payments on your mortgage a 'receiver of rent' may be appointed and/or your rental property may be repossessed.