Legal Disclaimer
Kensington is providing this site on an 'as is' basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties.

Accuracy
While every effort is made to ensure that the information contained in this site is correct, Kensington gives no warranty express or implied as to the nature or accuracy of any such material to the extent permitted by applicable law. Kensington may make changes to any content and information contained on this site, at any time and without notice.

Copyright
The legal ownership and any copyright or other intellectual property rights in the site and its design, text, graphics, software and all other material on the site belong to Kensington at all times, unless otherwise stated. You may only download content or view and/or print hard copies for private or non commercial use and no part of the site or its material shall otherwise be produced, transmitted or made available on a network without the prior written permission of Kensington.

Data Protection Act 1998
Kensington will use and store the data provided, in accordance with the Data Protection Act 1998.

Framing/Linking
Any framing of or linking to this site is prohibited without the prior written permission of Kensington.

Privacy Policy
Kensington is committed to ensuring that your privacy is protected. This policy explains how Kensington use any information collected about you.

What information is collected and why?
When you make an enquiry, send a quotation or join our mailing list you provide your name and contact details. This allows Kensington to fulfil the request and make a follow up telephone call or email. The information also allows Kensington to answer your enquiry or keep you up to date with market or product developments.

Is the information transferred to a third party?
No. Kensington does not sell trade or rent your information to others.

Are Cookies used and if so, how?
'Cookies' are small pieces of information that are stored in your browser on your computer's hard drive. Our cookies are used for the management and administration of the site only. They do not contain any personally identifying information.

Credit Searches
As part of the mortgage commitment process, Kensington carry out an automated credit search against the applicant(s). Leaving a light footprint, this should not affect your client’s future credit rating.
As part of the Mortgage Application process, Kensington carry out an automated credit search against the applicant(s). Leaving a heavy footprint, this might affect your client’s future credit rating.

Client’s Consent
Please ensure you have received your client’s understanding and authorisation for the following:

That credit scoring will be used during the application process.

That we will obtain information from credit reference agencies and use full bureau data where applicable (see Credit Searches above for further details).

The data provided will be used to pre-populate the application form.

Data obtained from a credit reference agencies may be passed on to a fraud prevention company.

They have read and understood the declaration at the end of the application form prior to the application being submitted.